Risk and commercial transparency

Disclosures

Draft for counsel review · August 2026

Before launch: counsel should adapt this page to the formed entities, owner residence, sales jurisdictions, affiliate relationships, refund policy, tax treatment, and advertising claims.

Educational information

HT Bullion provides general educational and informational material. It does not provide individualized investment, financial, legal, tax, accounting, retirement, estate, insurance, or cybersecurity advice. Purchasing a publication does not create an adviser-client, attorney-client, fiduciary, lender-borrower, partnership, agency, or custodial relationship.

Risk of loss

Precious metals can decline materially. Physical ownership involves premiums, spreads, authentication, storage, insurance, theft, fraud, shipping, liquidity, title, custody, tax, reporting, sanctions, legal, and operational risk. Borrowing adds interest, fees, currency exposure, collateral calls, default, rollover, wire, platform, and forced-liquidation risk. Lending against bullion remains exposed to market gaps, legal enforceability, custody, banking, software, and operational failures.

No guarantee

Examples, historical behavior, platform parameters, and rate illustrations are not predictions or promises. Loan matches, rollovers, access, withdrawal, and service-provider continuity are not guaranteed.

Third-party independence

Silver Bullion, S.T.A.R. Storage, The Safe House, The Reserve, LBMA, and all other third-party names and marks belong to their owners. HT Bullion is independent and is not endorsed, approved, or sponsored by those organizations unless a written disclosure states otherwise.

Affiliate and referral disclosure

HT Bullion may receive compensation from a provider when a reader uses an affiliate or referral link. Compensation can create a conflict of interest. Any compensated relationship should be disclosed near the relevant link and on this page. Editorial conclusions should not depend on whether compensation is available.

Information date

Platform-specific materials identify a verification date. Screens, fees, eligibility, LTVs, bank instructions, agreements, and procedures can change. The current provider portal and signed contract control. Bank account numbers should be obtained only from authenticated and independently verified official channels.

Tax and reporting

Offshore custody, foreign accounts, interest income, entities, trusts, retirement accounts, and precious-metals transactions may create reporting or tax obligations. Readers are responsible for lawful compliance in every relevant jurisdiction.

Testimonials and results

Any testimonial reflects one person's experience and is not a guarantee of a similar result. Material connections to the reviewer must be disclosed.